Agriculture Insurance

Livestock Policy

Livestock insurance policy helps farmers protect their assets such as cattle, pigs, sheep, goats, horses and birds, aquatic animals from risks such as death of animals due to disease, accident, fire, theft, lighting, storm and flood etc.

Commercial Cash Crops

Commercial Cash Crops refers mainly to non-food crops of economic value grown usually on a mono crop large scale. Example of cash crops are Cotton, Pineapple, Tree Crops, Citrus, Rubber, Plantain, Palm Tree, Cocoa, etc.

This class of insurance protects farmers and agricultural producers against the loss or damage of crops resulting from lightning, explosion, aircraft damage, windstorm, flood, drought, fire and special perils, burglary and goods in transit.

Multiperil Cover Combined Agricultural Produce and Investments Insurance Policy

This is a combined policy insurance designed for produce storage, postharvest preservation, processing, trading and agricultural or produce marketing. These include agricultural produce in store, in-transit, trading, and provision in store, processing and packaging, fishing net, boat with outboard engine and accessories etc. It covers damage or loss as a result of fire and special perils, burglary and goods in transit.

Food Crops Policy

Food crop insurance policy covers loss or damage or loss resulting from lightning, explosion, aircraft damage, windstorm, flood, drought, fire and special perils, burglary and goods in transit. Example of these are Maize, Small Scale Rice, Cassava, Yam, Millet, Sorghum, Irish Potato, Soya Beans, Cow peas, Fluted Pumpkin – Rain fed, Melon, Groundnut, Vegetable, Sesame, Wheat, Sweet potato etc.